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Home loans increase in WA as population booms

Western Australia is leading the nation’s increase in housing loan activity, with an increase of 26.5 per cent over the past year.

The Australian Bureau of Statistics (ABS) reported that nationally, approved housing loans have increased by 10.5 per cent, however investor activity as a proportion of total home loans has fallen in both Victoria and Western Australia.

According to Australian Residential Property Planners, this statistic is an indicator that the underlying strength in these markets lies in owner-occupier activity, which has risen by 9.4 per cent in Victoria and 29.1 per cent in Western Australia over the past year.

Meanwhile, figures recently released by the ABS from late last year show that WA’s population growth far exceeds other states, at 3.4 per cent. Queensland and the ACT follow at two per cent each, with the Northern Territory and Victoria seeing 1.8 and 1.7 per cent growth respectively.

Further ABS data shows that almost half a million Western Australians are planning to move in the next three years, with 73 per cent of those planning to move showing a preference for detached houses over units, townhouses or apartments.

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Eighty-four per cent of people planning to move said they would stay in Western Australia, with only nine per cent intending to move interstate or overseas.

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