Save thousands on your home loan
Compare 25+ lenders and hundreds of loans in an instant
I want:
Westpac Macquarie citibank commonwealth bank anz bankwest
finni mortgages logo
google reviews
4.9
star star star star star
Rating based on 147 reviews

×

RBA Rate Announcement - December 2013

The Reserve Bank of Australia (RBA) has announced the outcome of their last board meeting of the year.

spi default article image em4omm

With a steady economy and coming into the holiday season, the RBA has decided to keep the cash rate on hold at 2.5 per cent.

Economists were largely unsurprised at the announcement, despite a mixed outlook for the economy.

“The announcement comes as no surprise, even though we do have these issues with the economy,” Dr Andrew Wilson, senior economist at Australian Property Monitors said.

“The RBA statement two weeks ago was a little more pessimistic than it’s been recently, but it did indicate that they would be prepared to cut rates again.

Advertisement
Advertisement

“Unemployment rose from 5.7 to 5.8 per cent over October. That’s still uncomfortably high but the dollar did fall. We saw building approval data out yesterday which was again an improvement, but once again its units rather than houses.”

But senior research analyst at RP Data Cameron Kusher said the economic slowdown would have come as a relief to the RBA.

“From a housing market perspective the RBA would probably have been quite happy to see the rapid rate of home value growth slow in November; the big question from here is will the slowing continue or rebound back to previous levels.

“The RBA has, on several occasions now, stated they are comfortable with the level of capital gains in the housing market; in fact the current rate of growth is well below the highs achieved over previous growth cycles.”

Dr Wilson tipped rates to be on hold until March next year.

You need to be a member to post comments. Become a member for free today!

Related articles