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Macquarie re-enters mortgage market

Macquarie Bank has today unveiled a new range of home loan products aimed at investment borrowers.

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The bank’s announcement comes just months after Macquarie successfully trialled a new product – the Macquarie Bank Mortgage Solution – through aggregators AFG and Vow Financial.

A spokesperson for Macquarie said in March this year that the bank had plans to re-engage the mortgage market over the coming 12 months.

Ten aggregator groups will now offer the new Mortgage Solutions suite of products.

Macquarie is marketing a headline variable rate priced at 7.41 per cent and a discounted packaged rate of 6.81 per cent for property investors who borrow more than $400,000.

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The Mortgage Solutions range provides brokers with an integrated proposition they can offer to borrowers who want to manage their mortgage and cash flow through a complete solution.

Macquarie’s executive director Frank Ganis said the bank’s strategy is to offer an integrated financial services product which targets a specific group of borrowers rather than take a broad-based approach.

“We decided to be focused rather than trying to be all things to all people. Our research indicated there is a segment of borrowers who are looking for a holistic financial package, with options they can choose from, that could help to support their financial goals”

The bank is expected to fund up to $5 billion worth of mortgages over the next 12 months.

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