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Home loan take up increases in Feb

Home finance activity showed signs of recovery in February following a post-floods slump in January.

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Dean Rushton, Loan Market chief operating officer said the broking group’s home loan approvals rose 20 per cent in February compared to January.

"It's encouraging to see some improvement in our figures but consumer confidence is still markedly subdued," Mr Rushton said.

"The combination of natural disasters such as the floods and cyclones in Queensland and Victoria, cost of living rises and the impact of the interest rate increases last year made for a pretty miserable January as far as home loan approvals are concerned."

Australian Bureau of Statistics data released last week showed housing finance fell 4.5 per cent in January, while activity in Queensland slumped 16 per cent.

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Mr Rushton said a continued hold on the cash rate would help to stimulate activity moving forward.

"If rates can stay on hold for the foreseeable future that will help restore a sense of stability and boost economic confidence."

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