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‘Swift action’ from online lenders

Loans.com.au customers will be among the first to benefit from the Reserve Bank of Australia’s decision yesterday to cut interest rates by 25 basis points.

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Marie Mortimer, managing director of the online lending site, said the cut would be extended to those who had already applied to borrow for pre-approval.

From today, loans.com.au borrowers can expect savings of almost $50 a month on a loan of $300,000, matching the official interest rate cut.

“We regularly speak with borrowers who are paying more than 1 per cent in interest over the rates they could be getting through an online lender,” Mrs Mortimer said.

Payments at this rate can equal $200 per month in additional interest on a $300,000 loan.

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“We see this swift action as testimony to our commitment to provide Australian borrowers an alternative to the major lenders and make a real difference to the mortgage market landscape,” she said.

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