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Rate cut unlikely to cause property market surge

It could take up to nine months before the Reserve Bank’s November rate cut will have any effect on buyer confidence and the property market, Realmark director John Percudani said.

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“Generally speaking, when interest rates do come forward the impact has always had a bit of a lag in it,” Mr Percudani said.

“It is six to nine months, or two to three quarters before it [a rate adjustment] actually manifests itself into the community.”

Michelle Harvey, director of hockingstuart Mooroolbark agrees with Mr Percudani and said it will take a lot more than a 25 basis point rate cut to significantly stimulate the property market.

“I do not believe it will have a huge effect like some economists are claiming but it may be a bit early to tell,” Ms Harvey said.

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“If the RBA backs up the November rate cut with a similar move in the near future, than we will see more confidence in the property market, but I don’t expect to see much change now.”

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