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Population change has investment potential

, leading industry bodies have told Smart Property Investment.

The ratio of those aged over 65 to the rest of the population will have a significant effect on where p

There are significant opportunities for investors that take into account Australia’s changing demographicseople live, and investors who think ahead will reap the rewards, according to KPMG’s Bernard Salt.

Currently, the population ratio sits at four to five workers per retiree.

“By 2050 that will be something in the order of barely two workers per retiree, and that’s because there are going to be so many more people living for longer,” Mr Salt said.

Housing Industry Association chief economist Harley Dale told Smart Property Investment that good investments rely on doing your homework, and that includes knowing who will live where you are buying.

“Investment opportunities can be influenced and investment decisions can be partly driven by observations and an awareness of the impacts of an ageing population,” Mr Dale said.

“Good investment is all about good homework and if part of your good homework doesn’t incorporate consideration of the potential implications of an ageing population for the localised area or areas you might be investing in or considering investing in, then your homework is not as complete as it could be.”

Mr Salt explained that elderly citizens are likely to downsize and head towards to coast, possibly putting demand on suburbs such as Mollymook and the Gold Coast area.

“This is part of the cycle and the bold and the brave go where others do not go and it’s a matter of saying ‘this is about the low point, basically what the sea change coast has to offer will be required by the baby boomers over the next 10 years’,” he said.

“The next boom could be in 2018, but it will, without a doubt, come back eventually.”

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