Is co-investing a good idea?

Eva outlines the concept of a Common Debt Reducer (CDR) policy, which enables co-investors to share the debt liability in a more equitable manner, before highlighting that many lenders assess joint investments as if the co-investors are individually liable for the entire debt, causing potential issues when circumstances change.

She also points out the potential complications that can occur when co-investors’ circumstances change, noting the importance of clear legal agreements and proper planning.