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Navigating mortgage stress

When interest rates rise, so too do borrowers’ stress levels.

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On this episode, host Phil Tarrant and Finni Mortgages’ Eva Loisance tackle the topic of interest rate anxiety and how it’s impacting Australians’ property decisions.

With current experts predicting that a rate cut is a long way off, Eva offers her recommendations for getting the most from a lender in this current high-rate environment.

The duo discuss various strategies, such as comparing lender offers and using that information to either negotiate a lower rate with your existing financial institution or making a switch. Eva also shares how property valuations can be strategically deployed to help refinance, and explains how different lenders will have different approaches to defining a property’s value.

Finally, the pair stress the importance of maintaining good financial practices even during times of stress to ensure that home owners are setting themselves up to execute long-term strategies.

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