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CBA latest to slash rates

CBA has become the third major to slash its fixed rate mortgages.

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The major announced yesterday that it would cut up to 0.45 per cent from some of its owner occupied and investment home loan fixed rates.

Effective this week, CBA will slash 25 basis points from its two year fixed rate, 45 basis points from its three year fixed rate and 15 basis points from its four year fixed rate, taking them to 7.29, 7.44 and 7.94 per cent respectively.

The move comes just two weeks after ANZ and St George both announced they would trim the fat on their fixed mortgage products.

Last month, ANZ said it would slash six basis points from its three year fixed rate, 19 basis points from its four year fixed loan and nine basis points from its five year loan, taking them to 7.64 per cent, 7.74 per cent and 7.94 per cent respectively.

Meanwhile St George told homebuyers that it would cut 40 basis points off its two year fixed rate – slashing it to 7.14 per cent.

In announcing the interest rate cut, CBA’s group executive retail banking services Ross McEwan said the bank wanted to offer customers a suite of competitive fixed rate products.

“We are pleased to offer our customers who are looking for peace of mind and the certainty of a fixed rate on their home loan, competitive interest rates,” he said.

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