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FHB incomes dedicated to deposit saving, rent: RAMS

Almost nine in 10 prospective home buyers are having to pay rent while they save for a home loan deposit, a new survey has found.

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According to RAMS’ First Home Buyer Pulse Check, released today, 86 per cent of prospective home buyers are paying rent to a landlord or family member whilst they try to save towards entering the property market.

Furthermore, 64 per cent of respondents to RAMS’ survey said they were seeking to enter the property market in order to avoid expensive rents.

The survey also found that would-be home buyers are working hard on growing their savings quickly. One in five respondents said they were allocating more than 20 per cent of their income towards saving for a home while one in 10 were committing half of their income or more.

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