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Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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5 tips for achieving financial independence

Having assets behind you can sometimes be the only way to protect yourself when life throws you a curve ball and women...
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Investors warned about kickbacks to finance professionals

Some mortgage brokers, accountants and financial planners may be receiving a commission for recommending properties to...
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6 tips to make the most of your portfolio this financial year

It's time to clean up, shape up, and ship out all those bad habits.
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RBA urged to rethink cash rate decisions

The Reserve Bank of Australia (RBA) should consider following Europe’s lead in placing longer intervals between...
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How will household debt and mortgage stress affect the investor?

The ABS recently released a report entitled, “Trends in Household Debt.” It told how much household debt has...
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Capital city growth rates a "mixed bag"

The June quarter delivered patchy results for the property market, with asking prices falling in some capital cities.
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RBA Rate Announcement - July 2014

The Reserve Bank of Australia has announced the outcome of its monthly board meeting.
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When is the right time to fix your loan?

Lisa Montgomery, When is the right time to fix your loan?
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Investors cautioned about line of credit loans

 Investors should think twice before taking out a line of credit against their home, a property mentor has warned.
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philippe brach
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Investors ask: Financial structures for multiple property purchases

Q. I am 23 years old. I currently live at home and have $150,000 in the bank. I am looking at buying a place to live...
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7 property investment 'wrongs' to avoid next financial year

As we’re experiencing one of the best growth cycles in property in the last 50 years, many investors are flocking to...
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Interest rate predictions

Property investors often keep an eye on the official cash rate in an attempt to understand how much their mortgage...
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Growth rates cool off in May

Capital growth rates were below expectations over the past month, with many capitals seeing activity ease, new data...
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Investors ask: Preparing for rate rises

Q. Everyone keeps telling me I should start to build my property portfolio while interest rates are low, but surely...
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Urgent report: Landlords lose big time with inflated ‘investor’ rates

Recently, information has come to light concerning the way Queensland councils blatantly rip off investors – and the...
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RBA Rate Announcement - June 2014

The Reserve Bank of Australia has announced the outcome of its monthly board meeting.
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Rates may remain low to early 2015

A survey of leading economic experts showed more than half are predicting rates will stay low until next year.
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Dropping consumer confidence may keep rates low

As consumer confidence plummets in the wake of the federal Budget, several economic observers have predicted rates will...
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Does your mortgage need a check-up?

Do you know what stage your home loan is in or if you have the most suitable option for your circumstances? It is...
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Investor finance growing faster than owner occupiers

Investors are commanding an ever larger share of the property market, with growth in investor loans far outstripping...
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Investors ask: Avoiding LMI

Q. My friends who invest are split firmly into two camps: those who believe lender’s mortgage insurance (LMI) is a...
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Which financial experts do you need on your side?

Being responsible for your own finances is important, however, you may find that employing the help of finance...
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Property not immune from Budget cutbacks

While last night’s federal Budget introduced no changes to negative gearing or capital gains tax, property investors...
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Rates to remain on hold despite tough Budget: AMP

The cash rate is likely to remain on hold for months to come even if the federal Budget harms consumer confidence and...
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RBA Rate Announcement - May 2014

The Reserve Bank of Australia has announced the outcome of its monthly board meeting.
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