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Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Should owner-occupiers worry about low interest rates?

The fluctuation of interest rates across Australia are presenting different opportunities to investors and...
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LMI: How you can avoid this trap from the banks

Lender’s mortgage insurance (LMI) is a quicker way of getting your hands on a property but going along with it could...
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IO fixed rate loans predicted to come down ‘in the next few weeks’

Following APRA’s requirements to curb investor lending, one expert has claimed the big four banks have “overshot...
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Steve Waters Blog
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Why arguing cash flow v capital growth is a mistake

More property magazine column inches have probably been devoted to this subject than just about any other – but I...
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PHIL BLOG
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BLOG: Learn to prioritise your lenders

If you’re looking to shift your loans to a three-year fixed rate, knowing which of your loans to move is just a...
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RBA announces interest rate decision for March

The official cash rate decision for March has been announced by the Reserve Bank of Australia following its monthly...
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2 investment strategies to kickstart your portfolio

Shaving off the cost of an investment property is always an effective strategy to get your foot through the door...
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2018 02 27
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Wake up Australia, we have a debt problem

Promoted by Confidence Finance. Ten years ago, the biggest financial crisis in decades rocked the global economy. At...
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A beginner’s guide to home loan repayments

Getting a home loan is one of the most important steps to take in property investment, but keeping up and getting ahead...
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Demystifying equity and how you can use it towards your next purchase

In the property investing world, equity is the magic word that everyone is chasing! But what exactly is equity, and why...
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Owner-occupiers feeling mortgage stress, while investors are "very healthy"

According to a new report, the majority of Australians are feeling the weight of their mortgage, yet one expert claims...
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PHIL BLOG
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BLOG: Why getting the best rate for your loan is complicated

If you’re currently a customer for a lender, you should always be asking your lender whether they’ve got the right...
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2018 02 20
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Negative gearing negativity on the nose

Promoted by Propertyology It appears that negative gearing negativity is here to stay.
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How lending and cash flow affects the growth of a property portfolio

After a decade of exploring Australian property markets and successfully building a nine-property portfolio, investor...
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Wage growth needs to surpass housing growth, claims RBA

The Reserve Bank of Australia has stated that although it does not focus on the property market, it “would be a good...
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How recent changes in the finance industry will impact you

We’ve touched on the finance industry in the past, so we decided to dig deeper and give you the best insight on home...
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How you can improve your portfolio’s cash position

After acquiring 17 investment properties with 19 loans, Smart Property Investment’s Phil Tarrant aims to improve his...
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APRA chairman sets sights higher on ‘improvements’ to lending

The prudential regulator has claimed while its curbs on investor and interest-only lending have been successful, there...
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Investment tip: Is it a good time to refinance your principal place of residence?

Following the recent changes in lending regulations made by the Australian Prudential Regulation Authority (APRA),...
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How to choose an agent to sell your investment property

Property investor Kevin Sum decided to sell two of his nine investment properties last year in order to find a better...
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Should you sell your investment property?

After spending years building a nine-property portfolio, investor Kevin Sum recently decided to sell off two of his...
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Investment tip: How diversification can lead to greater serviceability

While many budding property investors often opt to invest in areas familiar to them, 26-year-old investor Eddie...
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RBA announces cash rate decision - February 2018

The official cash rate has been announced by the Reserve Bank of Australia following its monthly board meeting.
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The process of selling a property, according to a real-life investor

After accumulating nine real estate assets over the years, property investor Kevin Sum decided to sell two of his...
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Cost of living costing Australians their financial progress

The financial comfort of Australia is being impacted by the cost of living increasing, regardless of improving job...
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