Responding to fixed-rate reductions
With lenders increasingly reducing fixed rates for mortgages, investors must consider how they can best respond to this upcoming trend.
On this episode of The Smart Property Investment Show, host Phil Tarrant and Finni Mortgages’ Eva Loisance explore the pricing and policy changes occurring around fixed-rate mortgages, and consider how property investors can benefit from fixing their rate.
NAB is the first of the big four banks to offer a reduction in fixed rates for owner-occupiers, leading the duo to unpack whether this change has been made in anticipation of future rate cuts, and how other lenders are responding.
Stressing that fixed rates still present a gamble for owner-occupiers, Eva highlights that investors with high loan-to-value ratio may save significant money by fixing their mortgages.
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