1 in 5 Aussies have lived with an ex to save on housing

Of the 1,049 people surveyed, 17 per cent of respondents had remained living with a partner after a break up due to affordability concerns.

The research found that 13 per cent had lived with an ex in the past, while an additional 4 per cent – the equivalent of 800,000 Australians – are currently living with an ex-partner.

The trend was particularly notable for Gen Z respondents, with 33 per cent reporting they had lived with an ex. Women were more likely than men to have lived with an ex-partner, with 19 per cent of women sharing that they had done so compared to just 16 per cent of men.

Graham Cooke, Finder’s head of consumer research, noted that living with an ex could have a sharp impact on someone’s quality of life.

“Living together as a separated couple could be very difficult unless you are on really good terms,” said Cooke.

“Thousands of Australians decide to separate but remain living together for a prolonged period because they can’t afford to go their separate ways.”

He recommended all Australians to build an emergency fund to tide them over if their relationship turns sour – no matter how strong the relationship seems.

“During the honeymoon period of a new relationship very few people are imagining a time when they are no longer compatible.

“An emergency fund helps people to be financially prepared for the good and the bad,” he said.

He also emphasised that moving out of a home you own will not weaken your legal rights if you separate from your partner.

“Some home owners worry that they will lose out if they leave the family home before any financial settlement, but moving out doesn’t diminish your legal rights,” said Cooke.

“It’s also incredibly difficult to find suitable accommodation in some parts of Australia right now, so staying together under one roof might be the most realistic option in the short term.”