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Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Property investors are seeking safe havens in response to the slowing economy

Rising interest rates, high construction costs, and continued levels of inflation are placing significant pressure on...
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How to cope with changes in your borrowing capacity

Nothing frustrates a client more than the goal posts moving, whether it’s a real estate agent amending the purchase...
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Can Airbnb save Australians facing the ‘fixed rate cliff’?

With over 800,000 home owners expected to fall off their fixed rate mortgage in the coming months, one expert has...
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New Broker Academy 2023 to help you become a broker

Registrations have opened for the 2023 New Broker Academy, a free conference that arms you with tools to launch a...
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How do you calculate cash flow for an investment property?

When investing in real estate, it’s important to track your cash flow as it helps you determine whether or not you...
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10 of Australia's Growing Regions even after 10 Interest Rate Rises

Authored by Kev Tran - InvestorKit. As we enter into the second quarter of 2023, the good news is the national house...
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Can interest-only repayments breathe life into the Australian market?

Mark Bouris has called on the federal government to allow astute borrowers ahead of their repayments to switch to...
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How can investors improve their loan serviceability?

While the average borrower’s lending capacity has certainly dropped upwards of $100,000 in a mere matter of months,...
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When will the market bottom out?

Despite CoreLogic reporting a consistent cooling of Australia’s housing market decline since the back end of last...
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Keeping the inflation target between 2–3% is ‘alarming’: Mark Bouris

It’s time to reposition the Reserve Bank of Australia’s (RBA) inflation target, according to the financial and...
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Property Finance Uncut: Don’t let RBA’s latest rate hike land you in mortgage prison

Amidst another RBA rate hike in March, Australians are not only facing the looming threat of falling off the mortgage...
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RBA makes March cash rate call

Following February’s decision to enact a ninth consecutive cash rate increase, Australia’s central bank has made...
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Latest lending figures paint grim picture for construction

The Australia Bureau of Statistics’ (ABS) January lending figures revealed building approvals dipped to a...
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Rising rates ‘crippling’ lending to investors, expert says

An expert warned that the rental crisis affecting the country is set to “get even worse”, as the Reserve Bank’s...
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Older Australians to ‘downsize sooner’: CEO

Worsening financial conditions will motivate elderly home owners to downsize sooner than expected, according to a...
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Fears further rate rises could grind Australia’s economy to a halt

An industry heavyweight has urged the Reserve Bank of Australia (RBA) to hit the cash rate brakes ahead of its second...
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Borrowers’ hands tied by APRA’s serviceability buffer

Keeping the interest rate buffer at 3 per cent presents a major “roadblock” to both new and existing borrowers,...
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Will you fall off the fixed rate ‘cliff’? Here’s 5 things to know

For many home owners, the looming fixed rate cliff presents itself as one of the greatest challenges for the year...
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How to tackle the looming ‘fixed-rate cliff’

Hundreds of thousands of borrowers with fixed-rate mortgages face a bumpy road ahead this year as record-low fixed-rate...
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Major consumer survey on taking out a home loan opens

Smart Property Investment is urging its readers to complete a survey about their experiences around taking out a home...
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4 methods which could reduce your home loan

Even with financial stress growing among many Australian households in the face of rising interest rates and inflation,...
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Property Finance Uncut: RBA serves up first 2023 rate hike – Stop overpaying on your mortgage

With the RBA serving up a 25-basis-point rate hike in February, can borrowers continue to hold the line? While the...
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RBA dishes out 2023’s first cash rate decision

Two months after its last meeting, the Reserve Bank of Australia (RBA) has delivered its debut cash rate decision of...
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Expect property price declines of up to 11% in 2023: Report

With interest rate rises weighing on prices, a new outlook report is forecasting property price falls of between 7 and...
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How this investor cracked the property finance code with just $5k

Is it possible to climb the property ladder with just $5,000 in your bank account? This first-time buyer did just that...
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