Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

paul glossop and reserve bank of australia dv4qlo

Property Finance Uncut: The potential for future rate changes

In this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop,...

rba 2 mb

RBA hands down August cash rate call

The Reserve Bank of Australia (RBA) has released its final winter cash rate call for 2023.

queensland coast suburbs spi qzkhbx

Explained: Why rate calls risk upsetting Australia’s residential building industry

With the latest figures from Australia’s Consumer Price Index indicating that inflation is easing, eyes are now on...

mansion for sale spi

‘Accidental investing’: Behind the strategy of getting your home paid off faster

A lot of Australians have the goal of amassing a small property investment portfolio. Yet many do not, instead focusing...

aerial luxury property spi

RBA restructuring takes shape

Following the release of a wide-ranging review of the Reserve Bank of Australia (RBA) in April, after which the central...

paul glossop and reserve bank of australia dv4qlo

Property Finance Uncut: Is this the game-changing rate pause borrowers are waiting for?

With the Reserve Bank of Australia (RBA) announcing its monetary policy decision for July, borrowers are now left to...

construction house site spi lxuvn9

Are government grants hurting housing affordability?

An economist with RMIT has urged the government to stop “pumping money into the housing market”.

chris minns Apr2023 spi v1xfti

Reminder: NSW’s new stamp duty scheme kicks off on 1 July

They were promised during Chris Minns’ election campaign and now the state’s updated stamp duty provisions have...

parliament house au new spi w5mwkm

Government finalises HomeBuilder extension

The Albanese government has announced the deadline for existing HomeBuilder applicants has been officially extended.

Melbourne metropolitan CBD aerial spi

Which postcodes are most at risk from higher interest rates?

A new report showed the weight of higher interest rates may potentially fall disproportionately on regions already...

Arjun Paliwal Leigh Paliwal spi

THE PROPERTY NERDS: Finding your feet in the refinance boom

You may be waiting to see how mortgage rates shake out to make any big portfolio changes, but that doesn’t mean you...

paul glossop and reserve bank of australia dv4qlo

Property Finance Uncut: Don't be caught in RBA's rate hike crossfire

With the Reserve Bank (RBA) announcing its policy decision for June, borrowers are bracing for another rocky month...

eva loisance and kithmini gunasekara spi sngzeb

Circumnavigating visa restrictions for property finance

Unlocking property ownership may be challenging for couples with a partner with visa restrictions, but according to...

home growth money spi ul3bry

New home lending rises for the first time in 16 months: ABS

The value of new housing loan commitments grew for the first time in March 2023 since the beginning of 2022 while first...

RBA 3 spi

Economic forecasting can be wrong, RBA warns

The central bank has reiterated that its forecast is not “pure predictions of the future”.

paul glossop and reserve bank of australia dv4qlo

Property Finance Uncut: RBA’s shock rate hike gives mortgage holders whiplash

With the Reserve Bank (RBA) delivering a shock rate decision for May, mortgage holders are left reeling on what steps...

bankrupt spi qpthlm

Half of NSW postcodes set to face high mortgage risk by May: PEXA

Over 46 per cent of NSW postcodes could spill into the “high mortgage risk” zone next month on the back of rising...

rba building spi

RBA to have 2 boards as part of major shake-up

The central bank will soon have two boards — one to set the cash rate and another for governance — as part of one...

canberra aus SPI

ACT market a victim of plummeting investor confidence

The latest round of Australian Bureau of Statistics’ (ABS) lending data has led to the Territory’s peak real estate...

bill evans westpac spi tsdtmh

Borrower confidence surges amid rate hike pause

Confidence amongst mortgage borrowers spiked in April after the central bank held the cash rate unchanged this month,...

tim lawless antonia mercorella hayden groves ben burston geoff lucas spi yr8bl5

‘Reassuring’ rate pause a ‘welcome reprieve’ for homeowners

There appears to be a collective sigh of relief around the Reserve Bank of Australia’s decision to keep the cash rate...

for rent sign spi 2

6 ways landlords can get ready for tax time

As we head into the last quarter of the current financial year, an expert gives tips on how landlords can get ready for...

paul glossop and reserve bank of australia dv4qlo

Property Finance Uncut: Is the tide turning on rising interest rates?

With the Reserve Bank (RBA) announcing its policy decision for April, there is much speculation about whether the...

RBA 3 spi

RBA makes April cash rate call

The Reserve Bank of Australia (RBA) has revealed its highly anticipated third cash rate decision of the new year.

suburbs sydney houses spi

Refinances reach a new record: ABS

The value of owner-occupier home loan refinances tipped $13 billion in February 2023, as rate rises weigh on mortgage...